Legal information

Identification

Trader

Ana Cristina Marques Aleixo (Ana Aleixo), Gestora de Crédito e Seguros

Portuguese tax number (NIF)

219317720

Registered office

[a preencher], [a preencher] [a preencher], Portugal

Contact

919 906 651 · ana.aleixo@maxfinance.pt

Banco de Portugal registration (credit intermediation)

0007958 · Intermediário de Crédito Vinculado
Registration held by Nobre Despertar - Mediação Imobiliária, Lda (MaxFinance Passion), Rua dos Bombeiros Voluntários, n.31, 3750-138 Águeda. Ana Aleixo carries out credit intermediation on behalf of that entity.

ASF registration (insurance mediation)

[a preencher]

Both registrations can be verified at bportugal.pt and asf.com.pt.

Privacy Policy

Controller

Ana Cristina Marques Aleixo, tax number 219317720, contactable at the details above.

What data is collected, and why

• Contact form: name, email, phone, subject, message and, if you choose to send them, the figures from your simulation. Purpose: answering your enquiry and preparing a credit or insurance proposal. Legal basis: pre-contractual steps taken at your request (Art. 6(1)(b) GDPR) and, for sending the form, the consent given in the checkbox (Art. 6(1)(a)).
• Simulator: the values you type into the simulator are processed entirely in your own browser and are not sent anywhere. They only leave your device if you click "Send this calculation" and submit the form.
• Server logs: the hosting provider keeps technical access logs (IP address, date, page requested) for security and diagnostics. Legal basis: legitimate interest (Art. 6(1)(f)).

Processors acting on our behalf

• Web3Forms: delivery of the contact form by email.
• Behold.so and Meta Platforms: where the Instagram feed section is active.
• Google: where the Google Business Profile reviews widget is active.
• Hosting provider: the server this site is published on.
• Banks and insurers: when you ask us to work on a case, the data required is shared with the institutions consulted, always with your knowledge.

Retention

Enquiries that do not lead to a case: up to 12 months. Credit or insurance cases: for the statutory retention periods applicable to intermediation activity, including those arising from anti-money-laundering rules.

Your rights

You may request access, rectification, erasure, restriction or portability of your data, and object to processing, by writing to ana.aleixo@maxfinance.pt. If you believe your rights have not been respected you may complain to the Portuguese supervisory authority, CNPD (cnpd.pt).

Cookie Policy

This site sets no first-party cookies for analytics, advertising or profiling. There is no Google Analytics and no social media pixels.

Where the Instagram feed section or the Google reviews widget is active, that content loads from third-party servers (Behold.so / Meta and Google) which may set their own cookies on your device. You can block or delete them in your browser settings. The rest of the site keeps working normally.

Terms and Conditions

• Simulations. The simulator's figures are indicative estimates, calculated on constant instalments and assuming the Euribor stays flat for the whole term. They are not a credit offer and bind no institution. The real payment depends on each bank's risk assessment and, on a variable rate, moves with the Euribor.
• Taxes. The IMT and stamp duty figures follow the table in force (AT, Ofício Circulado 40129/2026) for permanent own homes in mainland Portugal. Other purposes, the Autonomous Regions and partial-relief situations are calculated differently.
• Intellectual property. The text, images and code on this site belong to the trader or are used with permission. The MaxFinance, Passion Group and SABSEG trade marks belong to their respective owners and are referred to for information only.
• Governing law. Portuguese law.

About the credit and insurance intermediation

• Services provided. Presenting and proposing consumer credit agreements, assisting consumers with preparatory steps, and insurance mediation. No advisory service paid for by the client is provided.
• Registration category. Intermediário de Crédito Vinculado, Banco de Portugal registration 0007958, held by Nobre Despertar - Mediação Imobiliária, Lda (MaxFinance Passion). As a tied intermediary, the activity is carried out in the name and under the responsibility of the lenders that entity has agreements with.
• Lenders and insurers worked with. [a preencher]
• Remuneration. No amount is charged to the client for intermediation services. The remuneration is paid by the credit institution or insurer the contract is signed with. Where applicable, the specific amount is disclosed to the client before the contract is signed.
• Shareholdings. There is no direct or indirect holding of 10% or more in any lender, nor any lender holding of 10% or more in the trader.

Alternative Dispute Resolution

In a consumer dispute you may refer the matter to an alternative dispute resolution body:

• Credit: the ADR bodies the intermediary subscribes to: [a preencher] (to be set by district: [a preencher]).
• Insurance: CIMPAS: Centro de Informação, Mediação e Provedoria de Seguros (cimpas.pt).
• Full list of bodies at consumidor.gov.pt.
• Electronic Complaints Book: livroreclamacoes.pt.